Answers when you need them.

Add an account in Accounts, then use + on Home to add or discover bills. No bank connection is needed. Set up a schedule in Payday when ready; pay is optional. Explore without adding records, or revisit Introduction to JanJar in Settings. The four tabs are Home, Calendar, Payday and Accounts. At larger text sizes, labels stack above financial values. Very wide amounts scroll sideways without splitting; scroll to the statement confirmation controls and check every included row before continuing.

In Payday, expand How is this calculated? for your selected method and contribution forecasts. Current warnings and earlier contribution links stay visible. Blank income means not entered; an explicit £0 is a saved amount. Empty screens offer setup actions without adding sample records.

Use + on Home to add a regular bill or payment plan, or choose Discover Bills. The four tabs are Home, Calendar, Payday and Accounts; Privacy & Security is in Settings. Select an account before choosing documents. Use a bill’s menu to edit it or review its history. Payment Plans on Home shows active and completed plans.

Regular bills can be weekly, fortnightly, every four weeks, monthly or yearly. Choose Once for a one-off bill. Fixed payment plans support weekly, fortnightly, four-weekly and monthly instalments.

For recurring bills, use Edit Bill → Schedule a Change. Choose an effective date, account, amount and schedule, then check the preview. Earlier amounts and payments stay intact; conflicts need review. Future changes can be edited or cancelled where safe. Payment plans keep their instalment editor. A separate renewal or price-review date is optional, not a recurring payment date. More detail is in the editor’s disclosures. Enable renewal notifications and timings in Settings → Notifications & Reminders.

JanJar looks for the app title and its plan within the same subscription card. The app name identifies the bill; a plan such as Premium is supporting evidence. If the relationship, currency or year is unclear, choose Edit and check the original. Inactive subscriptions stay excluded. Nothing is saved until you confirm the reviewed items.

Only the visible branding has changed. Your existing accounts, bills, payments, contributions, reminders and encrypted backups keep their existing identities and behaviour. The separate testing app is called JanJar Testing.

Choose Import into before files or photos; choose one of multiple accounts. CSV, PDF, screenshots and photos are read locally with automatic type detection; Change Type is available. Monzo, NatWest and the observed Chase UK CSV layouts are recognised; genuine reconciliation is still needed. NatWest names may be shorter; original descriptions and grouping stay intact. Add an account first if needed. PDF payments and running balances are separate. Compare all source transactions, not just bill suggestions.

Yes. Check document count and destination first. Files use that account; Edit allows overrides. Destination is your choice, not proof of historical ownership. Add More Documents combines evidence; overlapping rows count once. Checked Monzo CSVs propose negative = money out, positive = money in. Looks Correct confirms interpretation, not bills; Something’s Wrong opens mapping. A positive amount needs reliable direction evidence. Headerless pages need correction. JanJar Testing offers optional local table diagnostics with preview before sharing.

Add approves shown details. Edit opens the appropriate editor directly or financial decision. Ignore creates nothing. Confirm Selections → Next guides edits; check the final summary, then Save Reviewed Items. An abandoned edit stays unfinished. Until final save, items remain drafts. View grouped transactions via the full-row source button; returning preserves Add/Edit/Ignore. Likely and possible commitments show their evidence. Expand Other spending to review overlooked items; internal movements show source activity first.

Editorial review required: question 10 retains unusual source wording (“directly or financial decision”).

Edit unclear currency, amount, frequency, dates or contracts. Clear bank rows go straight to discovery review; ordinary shopping is not automatically monthly. Needs Checking shows a compact warning; expand Review for unresolved evidence, missing-row entry and corrections. Monzo pot transfers are excluded; P2P stays reviewable. Balance columns are not payments. If a PDF table is missing, review evidence or try CSV. Ignored spending needs no checking. Due-today items need an explicit choice. Evidence keeps source. Approve checked details only.

Duplicate warnings stay within the relevant account. Edit lets you view the existing bill, keep it, or explicitly confirm a genuinely separate bill. A Possible Price Change can open the existing date-effective price review. Choose and confirm the effective date; earlier amounts and payment history remain unchanged. Identical prices alone do not prove two bills are the same.

No. Historical transactions are evidence for future bills, not payment history or contributor receipts. Confirm the recurrence and first tracked date today or later. Finite schedules stay grouped as payment plans: paid and past instalments are not rolled into new debt. A renewal quote does not prove an automatic payment; check the contract and date in Edit.

Tap the payment-progress circle beside a bill to open its history, then add the amount and payment date. A partial payment reduces only that occurrence’s outstanding amount.

A bill is paid when its full amount is recorded or you mark it paid. A partly paid bill still has an amount outstanding. If contributions are outstanding, Mark Paid shows a short warning; Cancel leaves the records unchanged. Paying the bill never records the contribution. Each recurring occurrence and each instalment has its own status.

For an ordinary recurring bill, you can choose Mark as Paid on Due Date. When you open or return to the app, eligible due payments are treated as assumed paid. This only updates your records: it does not make a payment or check your bank account. Partial payments and your unpaid overrides are protected.

Assumed Paid comes from optional automatic tracking. Confirmed Paid means you recorded or confirmed it yourself. You can confirm an assumed payment or change it back to outstanding; reopening the app will respect that choice. Payment plans use manual confirmation.

Pay frequency (weekly, fortnightly, every four weeks or monthly) is separate from the budgeting method. Spread bills across the month is the Monthly method: outstanding bills for the selected calendar month are divided by the number of scheduled paydays in that month. When Shared Contributions is on, eligible allocated support reduces your personal forecast first. Bills due before payday may still need money already set aside.

Keep a consistent amount is the Consistent method. The planner looks at the next rolling 12 months and spreads the outstanding bill amount across the paydays in that period. With Shared Contributions on, it uses your personal forecast after allocated support. The suggested amount can change as dates pass or records change.

Cover bills until your next payday is the Between Paydays method. It includes outstanding bills from the selected payday up to, but not including, the following payday. With Shared Contributions on, only support allocated to those bills reduces your personal forecast.

Income is optional and belongs only to its particular payday date and schedule; it never repeats automatically. Add Your Pay for This Payday or Edit Your Pay for This Payday updates that date. Estimated leftover subtracts the suggested set-aside for your chosen method and accounts. Expected contributions are forecasts, not received money. Other spending and bank balances are not included.

Yes. Add optional take-home pay for the actual payday shown, including weekend adjustments. Blank means no new amount; £0 records zero pay. Your payday amount can change. In Edit Payday, blank keeps existing pay; Remove Pay for This Payday removes it only when you Save. Changing a schedule keeps older income on its original dates. Review Saved Income finds dates outside it.

The arrangement total is its scheduled expectation minus received transfers. A bill’s outstanding share is its expected allocation minus receipts assigned to that bill. The bill share is part of the total, not another debt. Unassigned received money is not an extra debt. Expected funding and remaining capacity shown in a bill’s editor relate to one contribution date, not every month.

Not yet. Existing arrangements retain their scheduled expectations. Allocations above supported funding show a shortfall; they do not increase an agreed contribution. Optional end dates limit recurring allocation instructions, not extra obligations. Separate bill-only obligations and temporary above-usual agreements need further financial-model work; the app does not silently infer them.

Subscription recognition keeps active and inactive sections separate. If a year is missing, the displayed year is a suggestion: use Edit to verify it against the source. An unclear or missing price cannot be approved as £0. Expired items are excluded. Earlier-period contributions in Payday show their real expected date and exact bill assignment; their receipts are never moved into the selected period.

They track money contributed towards bills in an account. Enable them in Settings, then add an arrangement beneath an account. New arrangements recommend Manual Allocation; Automatic Allocation is opt-in. Existing choices stay unchanged. £ Record opens an outstanding contribution. Use the two-person button beside a bill for its expected share and received transfers. Turning this feature off preserves all saved data.

Expected money is a plan, not confirmation that a transfer arrived. Record the actual amount and date only after receiving it. Partial receipts are supported. Open Received Money · Assignments to review how a transfer supports specific bills, including bills already paid. Suggestions need your confirmation; money may stay unassigned. Record Another Transfer is only for a genuinely new transfer.

No. A contribution helps plan your share of a bill. The planner hides empty contribution summaries for the chosen account and period; earlier outstanding shares keep a review link. You must record or confirm the outgoing bill payment separately. Duplicate receipt warnings let you go back or confirm a genuinely separate transfer.

Green shows the bill amount recorded as paid, including assumed payments where enabled. Blue shows money received and explicitly assigned to that bill, out of its supported expected contribution. An older receipt alone does not confirm its bill distribution. The rings are separate. Some paid bills keep just green when their earlier contribution share cannot be identified reliably. Calendar uses the green ring only.

Tap the two-person button beside a bill, then Set Up or Edit Expected Contributions. Choose a contributor, amount and Repeat for future bills, then review the dated preview. Add a Contributor there if needed. Rules support optional end dates and future changes. Manual targets come first, recurring rules second, automatic support last. Actual transfers are recorded separately; shortfalls do not invent extra money.

Open Settings → Outstanding Contributions, or Manage Contributions in Accounts. It keeps each bill date separate, even after the bill is paid. Expected, Outstanding, Completed and Needs review views distinguish upcoming money from unresolved older shares. Received but unassigned transfers are shown separately. Tap a bill’s two-person button to use saved money or record a genuinely new transfer directly towards that bill. No contribution pays the bill automatically.

Its controls and summaries are hidden, and all three Payday Planner methods use the full outstanding bill amounts. Your arrangements, receipts and saved choices are kept. Turn it on again to restore access; bill payment history is unchanged.

Open Settings → Data & Backup. Choose and confirm a passphrase of at least 12 characters, then export the encrypted file to Files. It includes your financial history, payday income and contribution records. Keep the file and password safe; forgotten backup passwords cannot be recovered. If a save is blocked, keep this installation and seek help; do not reset it.

Unlock and check the preview; a password does not prove the latest history. A checked local copy is preserved before final replacement. Cancel leaves current records unchanged. Restore replaces, not merges. Saved Before Restoring lets you review/export valid copies. If records conflict, keep originals. Keep the installation and recovery copy; do not reset it. Newer data needs a compatible app. App Lock stays unchanged; check widget privacy. Unsupported or damaged backups are rejected. Keep a separate encrypted backup.

No. Records and on-device statement recognition stay local; JanJar has no developer analytics or bank connection. You enter and confirm your information. Exports go only to the destination you choose; a Files provider or device backup service may store them elsewhere. Widgets and notifications may show details according to your privacy settings. App Lock protects opening JanJar; iOS controls notification previews.

App Lock uses your device’s Face ID, Touch ID or device passcode. A device passcode must be set up first. In Settings → Privacy & Security, choose whether to lock immediately or after a short time in the background. The branded JanJar lock screen keeps Unlock available for device authentication; the icon does not change your security settings.

In Settings → Privacy & Security, leave Show Amounts on Widgets off. Widgets still show bill names and due dates. Amounts are always hidden when App Lock is enabled. iOS controls refresh timing, so a setting change may take a little time to appear.

This is the Full App answer. Personal Testing builds do not contain widgets.